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Why I fear £10,000 fees to take out a mortgage may become the norm

You know something is wrong in the mortgage market when borrowers are willing to hand over a five-figure sum just to get their hands on a new loan. Yet that is precisely what one lender is banking on. This week, Skipton Building Society launched a mortgage with a fee costing 5 pc of the value of the loan. A borrower with a £200,000 mortgage would pay a stonking £10,000 just…

What are the principal types of loans made by bank?

Bank loans are usually classified by the purpose of the loans. The most common classifications are real estate loans, commercial and industrial loans, loans to financial institutions, credit-card and other loans to individuals, and agricultural production loans Bank loans may also be classified by maturity - over one year and one year or less. If you have any concerns relating to exactly where and how to use best online payday…